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retirement plan services
R.H. Buchanan provides fiduciary services to prepare employees and executives for the future.
RH Buchanan supports employers that sponsor retirement plans in various fiduciary capacities. We take the same holistic, impartial approach that guides all aspects of our business with the goal of obtaining retirement outcomes for your employees and executives.
We may act as an ERISA fiduciary with discretionary investment management capabilites and serve as a trustee for administration. RH Buchanan serves as a fiduciary for a series of Collective Investment Trusts, designed specifically for Qualified Retirement Plans, and leverages our investment management expertise and industry relationships to provide a custom suite of risk based asset allocations to assist participants with their investment glide-path.
What to Expect
RH Buchanan Retirement Plan Services provides ERISA fiduciary services as a Trustee and ERISA 3(38) Discretionary Investment Fiduciary. We bring together a wide range of administrative and investment experience, maintain relationships with third party experts for legal and compliance matters, as well as vendors for custody, record keeping and administrative services, and participant education.
Part of the Team
RH Buchanan Retirement Plan Services provides ERISA fiduciary services as a Trustee and ERISA 3(38) Discretionary Investment Fiduciary. We bring together a wide range of administrative and investment experience, maintain relationships with third party experts for legal and compliance matters, as well as vendors for custody, recordkeeping and administrative services, and participant education.
Customized Assessment
Each fiduciary services engagement starts by assessing the Plan, the compliance and governance considerations, and analyzing investment opportunities. We seek to understand your unique needs and work closely with the leadership team and service providers.
Holistic View
We develop a comprehensive understanding of the client’s goals, plan design, administration, governance, and total plan costs. We research and recommend investment options and service providers that are the best fit for the Sponsor and its Participants.
Detailed Documentation
Our well-documented processes mitigates fiduciary risk and benefits plan participants. We provide robust reporting of plan procedures and investment opportunities.
Objective Approach
A prudent process and objective approach to investments, vendor selection and management, and balancing cost with necessary services will help Plan Sponsors and Participants achieve their desired outcome.
Our Retirement Plan Services
We provide fiduciary services and retirement plans to help prepare employees for their futures.
Fiduciary Services
As a fiduciary, we can:
- Provide administrative services
- Provide discretionary investment management
- Provide access to the RH Buchanan Collective Investment Trusts
- Assume fiduciary risk and liability for Plan matters and decisions
- Help the Sponsor uphold its obligations through a documented oversight process
- Serve as an ERISA fiduciary to the Plan and allow clients to delegate certain responsibilities to R.H. BUCHANAN
Investment Due Diligence
R.H. Buchanan conducts rigorous investment due diligence to develop investment menus which meet the standards for ERISA compliance and provides Participants with the investment opportunities needed to develop sound portfolios for retirement.
We perform ongoing reporting, benchmarking, and support, including:
- Manager selection
- Asset allocation
- Fund peer group rankings
- Cost analysis and share class selection
Participant Experience
Employees enjoy a supportive, informative path to retirement. Our top-notch resources include:
- A dedicated bilingual service team
- Convenient account access
- Online education opportunities
- Personal financial planning
We analyze employee demographics and participant success to provide the most effective plan and make improvements as necessary. All recommendations are customized to each organization’s culture and industry best practices.
Benchmarking & Vendor Selection
Our thorough documentation carries over to vendor selection. We collect, evaluate, and compare a wide range of vendor data with our robust access to recordkeeper information and reporting technology. We use this data and our deep understanding of how the various aspects of an organization’s retirement plan can impact fiduciary risk, costs, and overall success. This allows us to make informed service provider recommendations, especially those that are well-positioned to address the plan’s objectives.
Investment Policy Statement
The Investment Policy Statement outlines the general understandings and rules for portfolio management and fiduciary responsibilities provided by RH Buchanan. The Investment Policy Statement provides general investment guidelines and describes the processes’ RH Buchanan will follow to select, monitor and administer retirement plan trust assets.